OSNUTEK / DRAFT — for counsel review, not in forceTa stran je osnutek. Ne velja in ni ponudba. Na voljo je v slovenščini in angleščini; drugih 11 jezikov aplikacije (skupaj 13) dodamo po pregledu. Oznaka […] pomeni podatek, ki ga še vpišemo, oznaka Q vprašanje za odvetnika.

Pogoji uporabe

Bureo je delovno ime. Ti pogoji veljajo za spletno stran in aplikacijo Bureo za podjetja v Sloveniji.

1. Kdo smo in za koga veljajo pogoji

Storitev upravlja PEACH WORLDS LTD, zasebna družba z omejeno odgovornostjo, registrirana v Angliji in Walesu, matična številka 14631680, sedež 71-75 Shelton Street, Covent Garden, London, WC2H 9JQ, Združeno kraljestvo (v nadaljevanju »mi«).

Pogoji veljajo za vsakogar, ki odpre račun. Če Bureo uporabljate za družbo ali za samostojno dejavnost (s.p.), potrjujete, da smete delovati v njenem imenu, in pogoji zavezujejo tudi njo.

Pogoje sprejmete, ko odprete račun. Različico, ki ste jo sprejeli, hranimo. ^Q23

2. Kaj aplikacija naredi

Knjige, davki in oddaje so narejeni namesto vas. Vi samo potrdite. ^Q9

Knjige: aplikacija evidentira vaše račune, prejemke in bančne izpiske ter iz njih vodi poslovne knjige.
Davki: izračuna DDV, akontacije dohodnine in prispevke ter pripravi plačilne naloge (UPN QR).
Oddaje: pripravi obračune in poročila (npr. DDV-O, REK-O, letno napoved) kot datoteke, ki jih oddate v eDavkih ali na AJPES.
Računi in plače: pripravi in oštevilči račune, pošilja opomnike ter pripravi obračun plač in plačilne liste.
Dokumenti: iz predlog in vaših odgovorov pripravi pogodbe in listine družbe ter vam pomaga prebrati dokumente, ki vam jih pošljejo druga podjetja.
Asistent: vprašate v klepetu, v svojem jeziku, in odgovor dobite v nekaj sekundah.

Nekatere funkcije še gradimo. Aplikacija pokaže, katere lahko uporabljate danes.

3. Vi potrdite, vi oddate

Nič se ne odda, podpiše, pošlje, deli ali plača, dokler tega ne potrdite. Pred potrditvijo vam aplikacija pokaže povzetek, kaj se bo zgodilo. Potrdi vedno oseba, ki je prijavljena.

Ob oddaji vidite eno vrstico: »Oddajate v svojem imenu. Mi smo pripravili in preverili.« ^Q4 ^Q10

Vaš del:

posredujete pravilne in popolne podatke ter nam sporočite, ko se kaj spremeni;
pred potrditvijo preberete povzetek;
svojo prijavo varujete in nam takoj sporočite, če jo morda uporablja kdo drug.

Nikoli ne zahtevamo gesla za eDavke, vašega digitalnega potrdila, kod smsPASS, prijave v banko ali številke kartice. Če jih kdo zahteva v našem imenu, to nismo mi.

4. Dokumenti iz predlog in podpisi

Pogodbe in listine družbe so pripravljene iz predlog in vaših odgovorov. Niso pravni nasvet. Vsak dokument lahko iz aplikacije pošljete odvetniku po svoji izbiri ali pri nas naročite pregled (plačljiv dodatek, kjer je na voljo). ^Q11

Kadar dokument zahteva notarja (npr. prenos poslovnega deleža v d.o.o.) ali kvalificiran elektronski podpis, vam aplikacija to pove in se ustavi. Pripravi, kar lahko, za notarja ali za vaš kvalificirani podpis.

Naš podpis v aplikaciji je enostaven elektronski podpis z zapisom, kdo in kdaj je podpisal. Ni kvalificiran elektronski podpis. ^Q25

5. Asistent

Asistent v klepetu je sistem umetne inteligence. Odgovarja iz podatkov v vašem računu in iz uradnih virov ter pokaže, kaj je preveril. Še vedno se lahko zmoti, zato vas aplikacija prosi za potrditev vsega, kar je pomembno. ^Q12

Kadar je vprašanje stvar presoje (davčno načrtovanje na meji, spor, nenavaden posel, velik znesek), vam aplikacija ponudi preizkušenega računovodjo ali odvetnika kot plačljiv dodatek.

6. Paketi in cene

Cene vključujejo 22 % DDV. Velja cenik v aplikaciji na dan nakupa.

Paket	Cena na mesec	Vključeni krediti	Za koga
Brezplačno	0 €	50 na mesec	za vsakogar
Solo	19 €, +5 € na zaposlenega	600, +50 na zaposlenega	enoosebna dejavnost
Podjetje	49 € za 2 osebi, +5 € za vsako dodatno	1.500, +50 na dodatno osebo	podjetje z zaposlenimi
Enterprise	od 390 €, letno plačilo	10.000, skupni	skupine in večja podjetja
Startup kit (dodatek)	+19 €	+1.000	knjiga deležev, dokumenti za vlagatelje, delniški načrti, prijave na razpise

Prvi mesec plačljivega paketa je brezplačen. [7] dni pred prvim plačilom vas opomnimo in do takrat lahko brez stroškov prekličete. ^Q13

Plačljivi paketi se plačujejo mesečno vnaprej (Enterprise: po dogovoru). Za vsako plačilo vam izdamo račun. ^Q8

7. Krediti in doplačila

Nekatera dejanja porabijo kredite: npr. priprava dokumenta, branje dolge datoteke ali ovojnica za podpis. Aplikacija pred porabo pokaže število kreditov, za dejanje nad 10 krediti pa vas prosi za potrditev.

Vključeni krediti pridejo s paketom vsak mesec. Pri plačljivih paketih se neporabljeni vključeni krediti prenesejo za [en mesec]. Brezplačni krediti se ne prenesejo.
Doplačila: poljuben znesek v korakih po 5 €, 5 € = 200 kreditov, od 5 € do 500 € na nakup.
Doplačani krediti ne potečejo, dokler je vaš račun odprt. Porabijo se zadnji.
Če dejanje ne uspe zaradi napake na naši strani, se krediti samodejno vrnejo.
Če račun zaprete, vam doplačila iz zadnjih [12 mesecev] vrnemo po plačani ceni, brez že porabljenih kreditov. ^Q15

Krediti niso denar. Ni jih mogoče prenesti na drug račun ali zamenjati za gotovino, razen kot je napisano tukaj. ^Q14

8. Spremembe cen in pogojev

O spremembi cene ali teh pogojev vas obvestimo vsaj 30 dni prej, po e-pošti in v aplikaciji. Če se ne strinjate, lahko prekličete, preden sprememba začne veljati. ^Q16

9. Preklic

Plačljiv paket lahko kadar koli prekličete v aplikaciji, z dvema dotikoma. Preneha ob koncu že plačanega obdobja, do takrat pa imate poln dostop. Dela meseca ne vračamo. ^Q17 Vedno lahko preidete na brezplačni paket.

Pred odhodom lahko izvozite svoje podatke (knjige, račune, dokumente). Poslovne listine morate hraniti toliko časa, kot določa zakon. Kaj hranimo za vas po preklicu: [arhiv samo za branje za zakonski rok / izvoz, nato izbris po obvestilu]. ^Q24

Pogodbo lahko odpovemo, če hudo kršite te pogoje, če po opominu in 14-dnevnem roku ne plačate ali če to zahteva zakon.

10. Če ste potrošnik

Večina uporabnikov Bureo uporablja za svojo dejavnost. Zanje pravila o varstvu potrošnikov ne veljajo.

Če ste potrošnik, lahko od pogodbe, sklenjene na daljavo, odstopite v 14 dneh brez navedbe razloga. Če zahtevate, da storitev začnemo takoj, in potrdite, da to veste, plačate le tisto, kar ste porabili do odstopa. [Natančno besedilo za digitalne storitve in porabljene kredite: odvetnik.] ^Q18

Nič v teh pogojih ne omejuje pravic, ki jih potrošnikom daje zakon.

11. Kaj preverimo in česa še ne obljubljamo

Vsak izračun preverimo glede na vaše podatke in veljavna pravila ter vam pokažemo, kaj je preverjeno in kaj potrebuje vas.

Še ne jamčimo, da bomo plačali kazen ali obresti, če bi bil naš izračun napačen. Takšno jamstvo dodamo šele, ko bo urejeno, in vas o tem obvestimo. ^Q5 ^Q20

Aplikacija je lahko na kratko nedosegljiva zaradi vzdrževanja ali napak. Trudimo se, da deluje, in vas na roke opomnimo pravočasno, ne moremo pa obljubiti, da ne bo nikoli izpada.

12. Omejitev naše odgovornosti

Odgovarjamo za škodo, ki jo povzročimo s kršitvijo teh pogojev, v teh mejah:

ne odgovarjamo za izgubljeni dobiček ali posredno škodo;
ne odgovarjamo za škodo zaradi napačnih ali nepopolnih podatkov, ki ste nam jih dali, ali zaradi sprememb, ki ste jih naredili, ko smo nekaj že pripravili;
naša skupna odgovornost je omejena na znesek, ki ste nam ga plačali v [12 mesecih] pred zahtevkom.

Te omejitve ne veljajo za škodo, povzročeno namenoma ali iz hude malomarnosti, za škodo na življenju ali zdravju ter kadar jih zakon ne dovoljuje. ^Q19

13. Poštena raba

Bureo ne smete uporabljati za:

kršenje zakona, davčno utajo, pranje denarja ali izdajanje lažnih računov;
obdelavo podatkov drugih oseb brez pravice do tega;
napade, preobremenjevanje, kopiranje ali preizkušanje storitve ali samodejno rabo nad običajno;
nadaljnjo prodajo brez našega pisnega soglasja.

Za podatke o svojih strankah, zaposlenih in drugih, ki jih vnesete v aplikacijo, odgovarjate vi. Zanje jih obdelujemo po pogodbi o obdelavi osebnih podatkov.

14. Začasna ustavitev računa

Račun lahko v celoti ali delno začasno ustavimo ob varnostnem tveganju, utemeljenem sumu goljufije ali pranja denarja, neplačilu po opominu ali po odredbi organa. Prej vas obvestimo in povemo zakaj, razen če to prepoveduje zakon ali varnost. Kjer je varno, lahko podatke še vedno izvozite. ^Q2 ^Q21

15. Vaši podatki

Vaši podatki so vaši. Uporabljamo jih samo za izvajanje storitve, kot piše v obvestilu o varstvu osebnih podatkov in v pogodbi o obdelavi. Z njimi ne učimo umetne inteligence in tega ne sme niti ponudnik AI, ki ga uporabljamo. Izvozite jih lahko kadar koli.

16. Intelektualna lastnina

Aplikacija, njene predloge in programska oprema so naši. Dokumente in evidence, ki jih aplikacija pripravi za vas, lahko prosto uporabljate v svoji dejavnosti.

17. Povezave z drugimi storitvami

Povežete lahko druge storitve (npr. banko prek licenciranega ponudnika, koledar ali shrambo datotek). Vedno jih povežete na zaslonu za soglasje pri ponudniku, nikoli z geslom, ki bi ga dali nam. Veljajo njihovi pogoji, povezavo pa lahko kadar koli prekinete.

Če izdajate račune za gotovino ali kartice, lahko v Nastavitvah naložite svoje potrdilo FURS za davčno potrjevanje računov. Hranimo ga šifrirano, uporabimo ga samo za potrjevanje vaših računov in prijavo poslovnih prostorov pri FURS ter ga nikoli ne prikažemo, izvozimo ali zapišemo v dnevnik. Kadar koli ga lahko zamenjate ali prekličete. Ne daje dostopa do eDavkov.

18. Spremembe storitve

Aplikacijo stalno izboljšujemo. Če odstranimo ali bistveno spremenimo funkcijo, ki jo plačujete, vas obvestimo vnaprej in lahko prekličete.

19. Pravo in spori

Velja slovensko pravo. Za spore s poslovnimi uporabniki je pristojno sodišče v [Ljubljani]. Kot potrošnik ohranite varstvo in sodišče, ki vam ga daje zakon, in lahko uporabite izvensodno reševanje sporov pri [izvajalec še ni določen]. ^Q22

20. Kontakt in jezik

Pišite nam na grega@peachworlds.com.

Pogoji so v slovenščini in angleščini. Če se razlikujeta, velja slovenska različica. ^Q23

OSNUTEK / DRAFT — for counsel review, not in forceThis page is a draft. It is not in force and is not an offer. It is in Slovenian and English only for now; the app's other 11 languages (13 in all) follow after review. […] marks a detail still to be filled in, Q a question for counsel.

Terms of use

Bureo is a working name. These terms cover the Bureo website and app for businesses in Slovenia.

1. Who we are, and who these terms are for

The service is run by PEACH WORLDS LTD, a private limited company registered in England and Wales, company number 14631680, registered office 71-75 Shelton Street, Covent Garden, London, WC2H 9JQ, United Kingdom ("we").

These terms apply to everyone who creates an account. If you use Bureo for a company or a sole-trader business (s.p.), you confirm that you may act for it, and the terms bind that business too.

You accept these terms when you create your account. We keep a copy of the version you accepted. ^Q23

2. What the app does

Books, taxes and filings done for you. You just approve. ^Q9

Books: the app records your invoices, receipts and bank statements and keeps your books from them.
Taxes: it calculates VAT, income tax and contribution advances, and prepares the payment orders (UPN QR).
Filings: it prepares your returns and reports (for example DDV-O, REK-O, the annual tax return) as files ready for you to submit in eDavki or AJPES.
Invoices and payroll: it drafts and numbers invoices, sends reminders, and prepares payroll and payslips.
Documents: it drafts contracts and company papers from templates and your answers, and helps you read documents other companies send you.
Assistant: you ask in the chat, in your own language, and get an answer in seconds.

Some features are still being built. The app shows which ones you can use today.

3. You approve, you file

Nothing is filed, signed, sent, shared or paid until you confirm it. Before you confirm, the app shows you a summary of what will happen. The person who confirms is always the person signed in.

At the moment of filing you see one line: "You're filing this under your own name. We prepared and checked it." ^Q4 ^Q10

Your part:

give us correct and complete information, and tell us when something changes;
read the summary before you confirm;
keep your sign-in safe and tell us at once if someone else may be using it.

We never ask for your eDavki password, your digital certificate, smsPASS codes, bank logins or card numbers. If anyone asks for them in our name, it isn't us.

4. Documents from templates, and signatures

Contracts and company papers are prepared from templates and your answers. They are not legal advice. You can send any document to a lawyer of your choice from the app, or ask us to arrange a review (a paid add-on, where available). ^Q11

When a document needs a notary (for example a transfer of a share in a d.o.o.) or a qualified electronic signature, the app tells you and stops. It prepares what it can for the notary or for your own qualified signature.

Our in-app signature is a simple electronic signature with a record of who signed and when. It is not a qualified electronic signature. ^Q25

5. The assistant

The assistant in the chat is an AI system. It answers from the information in your account and from official sources, and it shows what it checked. It can still make mistakes, so the app asks you to confirm anything that matters. ^Q12

When a question needs a judgment call (grey-area tax planning, a dispute, an unusual deal, a large sum), the app offers you a certified accountant or a lawyer as a paid add-on.

6. Plans and prices

Prices include 22% VAT. The price list in the app on the day you buy is the one that applies.

Plan	Price a month	Credits included	For
Free	€0	50 a month	anyone
Solo	€19, +€5 per employee	600, +50 per employee	a one-person business
Business	€49 for 2 people, +€5 per extra person	1,500, +50 per extra person	a business with staff
Enterprise	from €390, billed annually	10,000, pooled	groups and larger companies
Startup kit (add-on)	+€19	+1,000	cap table, investor documents, share plans, grant applications

Your first month on a paid plan is free. We remind you [7] days before the first charge, and you can cancel before then at no cost. ^Q13

Paid plans are billed monthly in advance (Enterprise: as agreed). We send you an invoice for every payment. ^Q8

7. Credits and top-ups

Some actions use credits: for example drafting a document, reading a long file, or a signing envelope. The app shows the number of credits before you use them, and asks you to confirm any action over 10 credits.

Included credits come with your plan each month. On paid plans, unused included credits carry over for [one month]. Free credits do not carry over.
Top-ups: any amount in €5 steps, €5 = 200 credits, from €5 to €500 per purchase.
Top-up credits never expire while your account is open. They are used last.
If an action fails because of an error on our side, its credits come back automatically.
If you close your account, we refund top-ups bought in the last [12 months] at the price you paid, less credits already used. ^Q15

Credits are not money. They can't be transferred to another account or exchanged for cash, except as stated here. ^Q14

8. Changes to prices and these terms

We tell you at least 30 days before a price or a change to these terms takes effect, by email and in the app. If you don't agree, you can cancel before the change applies. ^Q16

9. Cancelling

You can cancel a paid plan at any time in the app, in two taps. It ends at the end of the period you have paid for, and you keep full access until then. We don't refund part of a month. ^Q17 You can always move to the Free plan.

Before you leave, you can export your data (books, invoices, documents). You must keep your business records for the periods the law sets. What we keep for you after you cancel: [read-only archive for the statutory period / export, then deletion after notice]. ^Q24

We may end the contract if you seriously breach these terms, if you don't pay after a reminder and 14 days' notice, or if the law requires it.

10. If you are a consumer

Most of our users use Bureo for their business. Consumer protection rules do not apply to them.

If you are a consumer, you may withdraw from a contract made online within 14 days, without giving a reason. If you ask us to start the service straight away and confirm that you know this, you pay only for what you used before you withdrew. [Exact wording for digital services and used credits: counsel.] ^Q18

Nothing in these terms takes away rights the law gives consumers.

11. What we check, and what we don't promise yet

We check every calculation against your data and the current rules, and we show you what was checked and what needs you.

We do not yet offer a guarantee to pay penalties or interest if a calculation of ours is wrong. We will add one only once it is in place, and we will tell you. ^Q5 ^Q20

The app may be briefly unavailable for maintenance or because of faults. We work to keep it running, and we remind you of deadlines well ahead, but we can't promise it will never be down.

12. Limits of our liability

We are liable for damage we cause in breach of these terms, within these limits:

we are not liable for lost profit or indirect damage;
we are not liable for damage caused by information you gave us that was wrong or incomplete, or by changes you made after we prepared something;
our total liability is limited to the fees you paid us in the [12 months] before the claim.

These limits do not apply to damage caused intentionally or through gross negligence, to harm to life or health, or where the law does not allow them. ^Q19

13. Fair use

You may not use Bureo to:

break the law, evade tax, launder money or issue false invoices;
process other people's data without the right to do so;
attack, overload, copy or probe the service, or use it automatically beyond normal use;
resell it without our written agreement.

You are responsible for the data you put into the app about your customers, employees and others. We process it for you under the data processing agreement.

14. Suspending an account

We may suspend an account, in full or in part, if there is a security risk, a reasonable suspicion of fraud or money laundering, non-payment after a reminder, or a legal order. We tell you first and say why, unless the law or security doesn't allow it. Where it is safe, you can still export your data. ^Q2 ^Q21

15. Your data

Your data is yours. We use it only to provide the service, as set out in the privacy notice and the data processing agreement. We do not use it to train AI, and neither may the AI provider we use. You can export it at any time.

16. Intellectual property

The app, its templates and its software belong to us. The documents and records the app prepares for you are yours to use in your business.

17. Connections to other services

You can connect other services (for example your bank through a licensed provider, a calendar or a file store). You always connect them on the provider's own consent screen, never by giving us a password. Their own terms apply, and you can disconnect at any time.

If you issue cash or card receipts, you can upload your FURS certificate for fiscal receipts in Settings. We keep it encrypted, use it only to verify your receipts and register your business premises with FURS, and never show, export or log it. You can replace or revoke it at any time. It gives no access to eDavki.

18. Changes to the service

We improve the app all the time. If we remove or materially change a feature you pay for, we tell you in advance, and you may cancel.

19. Law and disputes

Slovenian law applies. Disputes with business users go to the competent court in [Ljubljana]. As a consumer, you keep the protections and the court the law gives you, and you can use out-of-court dispute resolution with [body to be named]. ^Q22

20. Contact and language

Write to us at grega@peachworlds.com.

These terms are in Slovenian and English. If they differ, the Slovenian version applies. ^Q23